———— TODAY’S NUMBERS

CURRENT RATES

Live mortgage rates from 50+ lenders — updated daily

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Rates displayed are Canada-wide insured rates and may not all be available in Saskatchewan. Contact me directly for rates specific to your situation and province.

Live Data

Today’s Mortgage Rates

Rates are updated daily and compare big bank rates to our best available rates. Your actual rate will depend on your down payment, credit profile, and mortgage type — reach out and I’ll find the best option for you.

Understanding Rates

Fixed Rate

Your rate is locked in for the full term. Your payments stay the same no matter what happens to the market — great for budgeting and peace of mind.

Variable Rate

Your rate moves with the Bank of Canada’s prime rate. When rates drop, you benefit. When they rise, so does your payment. Higher risk, historically lower cost.

Open Mortgage

Pay off your mortgage at any time without penalty. Ideal if you’re planning to sell or expect a large lump sum soon. Rates are typically higher.

Closed Mortgage

Lower rates in exchange for prepayment limits. Most homeowners choose closed — you still get prepayment privileges, just within set limits.

Insured vs. Conventional

Insured mortgages (less than 20% down) typically access lower rates because the lender’s risk is covered by mortgage insurance. Conventional mortgages (20%+ down) may have slightly higher rates but more flexibility.

Not sure which rate is right for you?

I’ll compare options across 50+ lenders and find the rate and product that actually fits your life — not just the lowest number.

Book a 30-Min Call → Apply Now