Move In Now.
Buy When You're Ready.
Through Requity Homes — Canada's #1 Rent-to-Own platform — I can help you get into the home you love today, with a guaranteed purchase price and a clear plan to ownership.
Canada's #1
Rent-to-Own Platform
CMHC-Partnered
Backed by Canada's national housing agency
1 in 4 Clients
Buy back their home within 3 years
Program Overview
At a Glance
Key qualifying details for the Requity Homes Rent-to-Own program.
2%
Minimum deposit of home price
500+
Minimum credit score
$250K–$600K
Eligible home price range
$70K+
Minimum household income
5%
Annual buyback price increase
ON · AB · MB · SK
Provinces we operate in
The Process
How It Works
A clear path from where you are today to owning your home.
Get Pre-Approved
Apply through my referral link. Requity Homes reviews your household income, credit, and savings to confirm your eligibility and home budget.
Find Your Home
Work with a realtor to find a freehold, move-in-ready home within your approved price range in a qualifying community of 20,000+ people.
Requity Buys the Home
Requity Homes purchases the property on your behalf, covering legal fees, land transfer taxes, and title insurance. You only pay for the home inspection.
Move In & Start Renting
You move in as a tenant. Your monthly payment covers rent (including property tax and home insurance) plus a savings component that builds toward your purchase.
Build Credit & Save
Requity coaches you to become mortgage-ready. Use this time to strengthen your credit score, grow your down payment, and stabilize your income documentation.
Buy Your Home
When you're mortgage-ready — typically within 1–3 years — you purchase the home at the pre-agreed buyback price. No penalty fees. Buy on your timeline.
Is This You?
Who This Program Is For
Built for Canadians who are ready for homeownership but aren't quite there with traditional financing — yet.
Self-Employed
Less than 2 years in business or income that's hard to prove on paper — we work with non-traditional income.
Newcomers to Canada
Limited Canadian credit history or overseas income — build a foundation while living in your home.
Bruised Credit
Past credit challenges but can comfortably afford monthly payments — a 500 minimum score is all that's needed.
Life Transitions
Divorce, relocation, or a career change — Rent-to-Own offers stability and a clear path forward.
First-Time Buyers
Not quite at the full 5–20% down payment yet? Start with as little as 2% and build the rest while living in the home.
Tools
Rent-to-Own Calculators
Explore the numbers. All figures are estimates — contact me for an exact quote.
Buyback Price Calculator
See how the buyback price grows at 5% per year over your rent-to-own term.
Buyback Price Over Time
Buyback price increases 5% annually. Cumulative savings = initial deposit + monthly savings × months.
Ready to Explore?
Let's Find Out If You Qualify
I'll walk you through the program, answer your questions, and submit your application — all at no cost to you.