Rent-to-Own — Powered by Requity Homes

Move In Now.
Buy When You're
Ready.

Through Requity Homes — Canada's #1 Rent-to-Own platform — I can help you get into the home you love today, with a guaranteed purchase price and a clear plan to ownership.

2%
Min. Deposit
500+
Min. Credit Score
1 in 4
Buy Back in 3 Yrs
4
Provinces
Book a Strategy Call Start Your Application
CMHC-Partnered — Backed by Canada's National Housing Agency
ON · AB · MB · SK — Provinces We Operate In
No Cost to You — I Submit Your Application
What Is Rent-to-Own
A Real Path to
Homeownership

Rent-to-Own is not a last resort. It's a structured program designed for people who are ready to own — but need a bridge to get there.

You Move In Today

Requity Homes purchases the property on your behalf. You move in immediately with a guaranteed right to purchase at a pre-agreed price — no matter how the market moves.

Your Payment Builds Equity

Each monthly payment covers rent, property tax, and home insurance — plus a savings portion that builds toward your future down payment every single month.

You Get Time to Prepare

Use 1 to 3 years to strengthen your credit, stabilize income documentation, and grow savings. Requity coaches you every step of the way toward mortgage readiness.

You Buy on Your Timeline

When you're mortgage-ready, you purchase at the pre-agreed buyback price. No penalty fees. No pressure. Buy when the time is right for you.

Program Overview
At a Glance

Key qualifying details for the Requity Homes Rent-to-Own program.

2%
Minimum Deposit
Of the home price. Forms part of your future down payment.
500+
Minimum Credit Score
One of the most accessible thresholds in Canadian homeownership programs.
$250K–$600K
Home Price Range
Freehold, move-in-ready homes in qualifying Saskatchewan and prairie communities.
$70K+
Household Income
Combined household income. Self-employment and non-traditional income considered.
5%
Annual Price Increase
Buyback price increases 5% per year — locked in at program start.
20K+
Community Size
Moose Jaw, Regina, and Saskatoon all qualify.
The Process
How It Works

Six clear steps from where you are today to owning your home — with Jenna and Requity alongside you the whole way.

01
Get Pre-Qualified

Requity Homes reviews your household income, credit, and savings to confirm eligibility and your home budget. Soft check only — no hard credit pull at this stage.

No Cost
02
Find Your Home

Work with a realtor to find a freehold, move-in-ready home within your approved range in a qualifying community of 20,000+ people. I can connect you with a trusted realtor if needed.

With Your Realtor
03
Requity Buys the Home

Requity purchases the property on your behalf — covering legal fees, land transfer taxes, and title insurance. You only pay for the home inspection. Buyback price is locked in here.

Requity Handles It
04
Move In & Start Building

You move in as a tenant. Your monthly payment covers rent, property tax, and home insurance — plus a savings portion building toward your purchase from day one.

Move-In Day
05
Build Credit & Save

Strengthen your credit score, grow your down payment, and stabilize income documentation. I stay in your corner throughout — ready to handle your mortgage when the time comes.

Typically 1–3 Years
06
Buy Your Home

Purchase at the pre-agreed buyback price. No penalty fees. No surprises. Buy on your timeline — and when you do, I'll handle your mortgage from start to finish.

The Best Day
Is This You?
Who This Program
Is For

Built for Canadians who are ready for homeownership but aren't quite there with traditional financing — yet.

Self-Employed

Less than 2 years in business or income that's hard to prove on paper — non-traditional income structures that most lenders won't touch yet are considered here.

Newcomers to Canada

Limited Canadian credit history or overseas income — build a foundation while living in your home. Use the program period to establish the credit profile lenders need.

Bruised Credit

Past credit challenges but can comfortably afford monthly payments — a 500 minimum score is all that's needed. Use the program period to rebuild what matters.

Life Transitions

Divorce, relocation, or a career change — Rent-to-Own offers stability and a clear path forward when traditional mortgage qualification isn't possible yet.

First-Time Buyers

Not quite at the full 5–20% down payment yet? Start with as little as 2% and build the rest while living in the home. Stop paying rent that goes nowhere.

Not Sure?

Reach out and I'll walk you through whether this program fits your situation — no pressure, no cost, no commitment required.
Run the Numbers
Rent-to-Own
Calculator

Get a quick estimate based on your situation. All figures are estimates — contact me for exact numbers.

Est. Monthly Payment
—
Rent + savings portion
Buyback Price
—
At end of program
Total Saved
—
Toward your down payment
These are estimates only. Actual payments depend on the specific property, location, and program approval. Contact Jenna for an exact quote.
Est. Home Budget
—
Based on your income
Est. Monthly Payment
—
Rent + savings portion
Min. Deposit Required
—
Minimum 2% of home price
These are estimates only. Actual approval depends on full application review by Requity Homes. Contact Jenna to discuss your situation at no cost.
Working With Jenna
My Role in
Your RTO Journey

I'm a Requity Homes partner. I can submit your application on your behalf, answer every question about the program, and stay involved the entire way — at no cost to you.

And when you're ready to convert to a traditional mortgage, I'm already your mortgage professional — the transition is seamless.

This is not a referral handoff. I stay involved from pre-qual through to your mortgage at the end of the program.
  • Walk you through the full program — no jargon, no pressure
  • Review your situation and confirm the right fit
  • Submit your Requity Homes pre-qualification on your behalf
  • Connect you with a trusted realtor if you need one
  • Stay in contact throughout the rent-to-own period
  • Handle your mortgage when you're ready to buy out
  • No fees. No obligation. Just a clear conversation.
Questions?
Let's Talk.

Book a free 30-minute call and I'll walk you through whether Rent-to-Own is the right move — no pressure, no commitment.

Book a Strategy Call Start a Mortgage Application
Information provided is for general guidance only and is subject to change. Rent-to-Own program details, eligibility criteria, and pricing are subject to Requity Homes terms and conditions.
Associate #509140 · Brokerage #315872 · TMG The Mortgage Group · 306-351-2024 · info@jennahall.ca